An extended warranty is a great way to get peace of mind when purchasing a preowned vehicle. Or, if you’re approaching the end of your factory warranty, it may be time to consider whether you should purchase additional warranty coverage for your Infiniti.
Either way, to understand if it’s a good purchase decision, you need to understand the cost and benefits. The cost for an Infiniti extended warranty is usually between $1,200 and $3,000, depending on the dealership, coverage, deductible, and vehicle model.
The term length for the warranty coverage also impacts the cost, with longer terms costing more than shorter terms.
How Much is an Extended Warranty for an Infiniti?
An extended warranty for an Infiniti may range in price from $1,200 to around $3,000. The cost mainly depends on the dealership where you purchase the vehicle and warranty, the coverage, the cost for the deductible, and your vehicle’s model.
| Low-End Warranty Price | $900-$1,200 |
|---|---|
| Mid-Range Warranty Price | $1,400-$1,600 |
| High-End Warranty Price | $2,500-$3,000 |
| Average Extended Warranty Price | $1750-$2,100 |
Typically, this extended warranty may cost between $1,500 and $2,500. Some people find this Infiniti extended warranty to be a better value because it’s an eight-year/120,000-mile extension of basically the same coverage that’s offered with the factory bumper-to-bumper warranty. There’s also an Infiniti-backed extended warranty, known as the Infiniti Elite Protection Program. The cost for this warranty is close to what you’d pay for warranties provided through other carriers.
There’s an option for no deductible or a $100 deductible. The extended warranty usually goes into effect once your manufacturer’s warranty has expired, or there may be an effective date if you’re purchasing a preowned vehicle and the manufacturer’s warranty has already expired.
Extended warranties for luxury vehicles (like Infiniti) are typically more expensive than those for brands like Nissan, Toyota, or Honda. In addition to the base rate for the warranty, there’s also a chance that you may end up paying slightly more to include it in your vehicle’s financing.
For example, the dealership may add the cost of the warranty into the sale price for the car, increasing the amount of money you borrow from your lender. That means that you may end up paying interest and fees on top of the cost of the warranty.
Another potential expense is the deductible, which is the portion of the service cost you’re responsible for even with the warranty coverage. It’s important to understand what the deductible is and how it’s charged under your warranty’s terms before you agree to the purchase.
Some extended warranties require paying a deductible for each service visit, while others only require one payment per repair. Some extended warranties don’t require any deductible at all.
However, these are usually more expensive warranties than those which do include deductibles. Let’s take a look at some of the pricing differences for some Infiniti extended warranty options with a deductible and without.
These prices are examples of a specific dealership and a specific model vehicle, so prices may vary compared to the warranty costs for a different model vehicle at another dealership.
| Warranty Term Length | Price With No Deductible | Price with $100 Deductible |
|---|---|---|
| 6 years/82k miles | $1,462 | $1,237 |
| 7 years/120k miles | $2,186 | $1,809 |
| 8 years/120k miles | $2,412 | $1,992 |
Extended Warranties – What They Cover
An extended warranty is also sometimes called a service contract, and it covers certain repairs that your Infiniti may need during the coverage period.
However, these warranties don’t cover all repairs, and they usually don’t recover anything related to maintenance or repairs on your service maintenance schedule.
Infiniti extended warranties typically cover various issues and repairs in the following vehicle systems
- Engine/Powertrain
- Lubrication
- Cooling
- Fuel System
- Transmission
- Brakes (not including pads, rotors, maintenance)
- Electrical
- Suspension
- Steering
- Belts & Hoses
- Multimedia and Navigation (for some plans)
Some plans may also be transferable to the next owner if you sell the vehicle, potentially boosting your resale value. Depending on the plan, you may be restricted to where you can take the vehicle for repairs.
For example, an extended warranty through the manufacturer may require service and repairs at the dealership. A third-party warranty may cover repairs at any authorized shop.
Is an Extended Warranty for Your Infiniti Worth It?
To make a good decision about whether you should purchase an extended warranty, you should consider the potential costs for repairs versus the price of the warranty. However, there are other things besides just the bottom-line numbers to think about.
Some people choose to purchase an extended warranty for the peace of mind that they won’t be responsible for every repair. If you’re someone who doesn’t typically have money set aside to cover the cost of an unexpected repair, then an extended warranty might be a good option.
Many owners report purchasing an extended warranty and never using it. Others have one expensive repair job and the savings offset the warranty’s cost. For most owners, it comes down to whether it’s important to have peace of mind versus saving on the vehicle’s price.
According to RepairPal, people who own an Infiniti typically spend around $640 per year on maintenance and repairs, which is significantly less than the cost of an extended warranty.
However, if you happen to need one very costly repair, it’s possible that the warranty would pay for itself. Let’s look at the cost of some common repairs for Infiniti vehicles to better understand the actual potential service costs.
| Infiniti Model | I Repair/Problem | Estimated Cost |
|---|---|---|
| M56 | Starter Replacement | $275 - $385 |
| M30 | Oil Pump Replacement | $350 - $975 |
| Q45 | Fuel Pump Replacement | $580 - $675 |
| G37 | Power Steering Hose Replacement | $870 - $915 |
| FX50 | Mass Airflow Sensor Replacement | $240 - $350 |
| M35/EX35 | Groaning Sound - Steering Rack | $1,120 - $2,050 |
| Q45 | Fuel Injector Failure | $1,950 - $2,250 |
Consider the age of the vehicle and the mileage when you’re deciding on an extended warranty. Suppose your Infiniti still has factory warranty coverage. In that case, you can reconsider the extended warranty later on, as there are plenty of third-party services that will sell you a warranty at that time.
The Infiniti manufacturer’s warranty is good for four years and 60,000 miles. So, if the vehicle is one or two years old and only has 10-15k miles, you don’t need to worry about an extended warranty just yet.
However, suppose you plan to keep the vehicle for many years beyond that threshold. In that case, you may want to consider adding the extended warranty since many will continue to provide coverage for 120k miles or more.
Some people would prefer to add the coverage at the time of purchase and factor the cost into their payments than plan for costly repairs years down the road. Keep in mind that certified pre-owned vehicles often come with extended warranty coverage.
Make sure to check whether you’re purchasing a certified pre-owned Infiniti. If so, be explicit in asking questions to understand the warranty coverage that’s included at no additional charge.
Infiniti’s pre-owned warranty coverage typically extends the basic factory warranty to six years rather than four. This can be a great added benefit for vehicles with relatively low miles but are a few years old.
The Bottom Line
To purchase an extended warranty for your Infiniti, you should expect to pay between $1,000 and $3,000, though many plans are in the $1,750 – $2,000 range.
The coverage varies in terms of how long it’s good for and for how many miles, as well as what repairs are covered under the plan. There may be added benefits to add value to the warranty.
To determine if it’s worth it for your situation, you should consider the type of vehicle you have and the age. For example, warranty coverage on a high-end coupe will be more expensive than for a standard sedan or Infiniti SUV.
Whether or not your plan has a deductible will also impact the cost. Suppose you purchase a preowned vehicle with 50k miles.
It might be worth it to buy an extended warranty as your factory coverage is expiring (or has already), and the car is getting to the point where more expensive repairs are more likely.
However, if you purchase a brand new vehicle or a newer used Infiniti with low miles, you may not feel that an extended warranty is worth it because you still have factory coverage.
To deciding on your vehicle, the best thing to do is to weigh the cost against the potential savings down the road and added benefits, and consider whether you want to have to fork out the cash for an expensive repair later on when you haven’t planned for it.
You may also be able to negotiate the price for the warranty if you’re purchasing it from a dealership or ask if they’ll include an extended warranty with the purchase price of the vehicle. The worst that can happen is that they say no, so it doesn’t hurt to ask.